Caught Skinny Dipping with Stepmom

The lake was a black mirror under the half-moon, the private dock stretching out like a secret invitation. Jake had waited until the cabin lights went dark, until he was sure Vanessa had gone to bed in the master bedroom his father usually shared with her. Twenty-two and restless after months of dorms and deadlines, he’d stripped on the weathered planks, skin prickling in the cool night air, and slipped into the water naked. The chill bit his cock first, then wrapped around his balls, making him hiss before the lake accepted him. He floated on his back, staring at the stars, stroking himself lazily under the surface just because he could. Freedom. No roommates. No one watching.

He didn’t hear her until the boards creaked.

Jake’s eyes snapped open. Vanessa stood at the edge of the dock in that thin white sundress she’d worn at dinner, the one that clung to her heavy tits and showed the dark shadow of her nipples when the light hit right. Forty-one looked fucking criminal on her—thick dark hair loose around her shoulders, hips that flared like she’d been built for gripping, legs still toned from whatever yoga she did while his dad traveled. She wasn’t surprised to see him. She was smiling, slow and dirty, already reaching behind her neck.

“Couldn’t sleep either?” Her voice carried low over the water, husky from wine or want. The sundress peeled upward in one smooth motion. No bra. Her breasts spilled free, full and soft with dark areolas the size of silver dollars, nipples already tight from the breeze. She shimmied the fabric past her hips. No panties either. The neat triangle of trimmed hair above her cunt glistened faintly in the moonlight. She stepped out of the puddle of cloth completely bare and walked to the edge like she owned the night.

Jake’s mouth went dry. His cock, half-hard from the earlier stroke, thickened fast under the water. “Vanessa—shit. I thought you were—”

“Asleep? I heard you sneak out.” She sat on the edge, legs dangling, toes breaking the surface. Water lapped at her calves. “Your father’s not back till Monday. Just us. And I’ve been thinking about this lake all week. About you in it.”